How to protect your money online

Now manage their bank account can, without departing from the Internet. But how to avoid becoming a victim of fraud? Here are a few simple tips.

1. Do not respond to suspicious emails. Kiberprestupnikichasto copy logos of banks and other financial institutions, to introduce you to the error. Always open a new browser window and type in the address of your bank manually. If the bank has any questions or suggestions for you, they will be displayed in your inbox on the site. If no messages exist, then someone tried to get your password.

2. Pick a complex password. Parolvsegda was considered the weak link in the system of protection of your personal data. There are special programs to search the pages of Facebook and other social media information that you can use to draw up a password. So do not facilitate the work of hackers - do not use the password to your bank account pets, birth date or the name of his wife's favorite dish. Also avoid standard passwords such as qwerty, qwerty12345 and the like. If you can remember only one strong password, then come up with a password for your main e-mail box - as if someone might be able to get into it, you can easily find the key to the other boxes.

3. Use a secure browser. Choose a browser that automatically warns you of dangerous web sites designed to steal passwords and account numbers. Experts advise to use for online banking Google Chrome.

4. Update program. Do not wait for your next update software - it will also help protect against online fraud.

5. Do not forget about the antivirus. Install an antivirus program that will automatically scan your computer for viruses.

6. Do not use other people's computers. When you are away from home, do not use a computer or other leptop in Internet cafes to conduct transactions on your bank account.

7. Protect your smartphone. More and more people save time, use for online banking smartphones. But they are subject to the same risks from Internet fraud, the computers. So install the necessary protection programs cyber criminals - for example, Lookout.

Who earns more than anyone in Ukraine

Experts have calculated the average salary for the year 2011. It turned out that the most expensive current information technology specialists.

General directors earned an average of 40 thousand hryvnia, IT Director - 24,000 hryvnia, said specialist recruitment company.

"There was a period in August, when the IT-Schnick offers more than top managers. So they breathe each other in the back on salaries. And this trend will continue in 2012," - said the expert Yuri Paliychuk.

Is searching for vendors, but not falling demand for financiers, tax and marketers. However, the main requirement - qualification. The employer will be interested in results, not talent employee, which will be to raise the salary.

"If the circle of duties or a new role, he proposed a significant increase in 15 to 20%. Average increase of the market will be about 10%", - explained the HR-director Natalia Brovchenko career portal.

The capital also requires janitors, security guards and mechanics, according to the State Employment Center.
The database service is registered even ex-ministers. And get help on unemployment, the minimum size of which is about 500 hryvnia, and the maximum - the average salary in the city, which now stands at 4,168 hryvnia.
The national average, according to the State Statistics Committee, for each job is more than 8 candidates from nearly half a million unemployed.

$ 500 for five: pass session has become more expensive

Students say they successfully pass the exam is two times more than last winter. So, to get the top five, must pay $ 500.

In Kiev universities went up session. This is indicated by the students themselves. According to them, they unfastened the examinations in the winter to $ 1 thousand, while last year it was half that.

Arrange Mayor. "Previously, it was possible to reach an agreement with the teacher's excellent ratings for 500 USD, and now he's worth 70 euros (750 USD), why more expensive, do not explain," - told us a student of 4th course one of the most prestigious faculties KNU.

"We have to pass the test, before you had to UAH 150, and now twice as expensive. During 7 credits poured a considerable amount - 2.1 thous. Plus exams are each teacher in his own way: from $ 100 and up "- told us the fifth year of the CRPD.

Students say that most teachers agree with the elder group, they're going to do with all the money and make a list of those who passed. It is true that in all high schools, where we got a call saying that such cases are unknown to them. "We strictly follow the order not to be" paid "exams. The teacher can lose their jobs, "- told us in high schools.

Five for 500 bucks. A month ago, with the beginning of the winter session, there was a weight on the Internet ads that students are offered "help solve problems with the exams," of course, for the money. Under the guise of a third-NUC, then CPD and NEC them. Dragomanov we decided to respond to the proposal and asked for five exam.

"Well, we usually for three to take the KNU from $ 100 to $ 200 depending on the faculty. Excellent will be worth at least $ 500. In NEC 250 bucks in the CPI - a minimum of $ 400," - told us the advertiser. In order to apply for a perfect score for the exam, he recorded a name thought up by our students, faculty, the name of the object, which must be solved, and the teacher's name, and then warned that the assessment must pay in advance.

"No agreement with you, we do not make, you know, what could be the risk. If something goes wrong, the money will return. We have serious business, do not worry," - says the author ads. True, the deputy head of the Kiev police DSP Vladimir Dmitrenko not rule out that it may be a scam.

Bribery silent. This year, in addition to the anti-corruption hotline of the Ministry of Education there was a public call center (tel 067-656-99-41), where you can anonymously complain about corruption in Kiev schools. It was created by a public initiative Student Protection.

"But from the beginning of the session has not yet been a single call - told us Studzaschity coordinator Andrew Black. - However, the lack of calls is not to say that to get good grades no longer take it. Simply students pay per session, knowing that would not give up without money test or examination. "

PWS. No complaints of bribery in universities of Kiev were received on the hotline PWS. "This session was just a record. In bribes do not complain" - told us the deputy director of the Department of Higher Education Nov. Nikolai Fomenko. He believes that there are fewer complaints because now bribe initiate the students who take the unprofitable coming at her teacher. "Now the students, most of all, work and study. They are easier to make and pay for the exam, what to learn, they will initiate a bribe in Higher Education" - said Fomenko.

President's car sells for $ 1 million

Obama's car Chrysler 300C for auction eBay.

Chrysler 300C, owned by Barack Obama before he became president of the United States, for auction eBay.

Classic American sedan gray, large, V8 HEMI engine volume of 5.7 liters, went to the well-known owner of July 13, 2004 very new - to run two miles on the odometer.

It Barack Obama Hitting 19,000 miles (30 000 km), and then in 2007, traded on a trade-in on the Ford Escape Hybrid.

by the way

The starting price of a million dollars - not a ceiling for the machine politician.

Old Peugeot 504 1977, the heads of the Iranian President Mahmoud Ahmadinejad last year sold a half million pounds, Ford Escort GL 1975, which belonged to Pope John Paul II, as a result of cost $ 690.000.

Was the most expensive Mercedes-Benz 770K, blue convertible that belonged to Adolf Hitler, for him to pay $ 8 million.

How much is the rent of apartments in Kiev

The most expensive rental apartment in Pechersk, and the cheapest - in Svyatoshenskoy area.

For the month, the price of apartments in Kiev grew by 1.75% ($ 10) to $ 580 per month.

As reported by the consulting company SV Development, for the period from 4 January to 3 February 2012 average rent 1.3 room apartment in Kiev rose by 1.75% ($ 10) and is $ 580 dollars per unit per month.

In this case, the cheapest remained Svyatoshinsky area, where the average price for 1-bedroom apartment is $ 350/mesyats most expensive Caves area - $ 584/mesyats.

The cost of apartments in Kiev area:

Pechersk District:

1-bedroom apartments - the growth of 1.92% ($ 11) to $ 584

2-bedroom apartments - the growth of 1.48% ($ 11) to $ 754

3-bedroom apartments - the growth of 1.02% ($ 9) to $ 895

Shevchenko district:

1-bedroom apartments - the growth of 2.16% ($ 10) to $ 472

2-bedroom apartments - the growth of 1.97% ($ 15) to $ 775/kv.m.

3-bedroom apartments - the growth of 2.11% ($ 19) to $ 920/kv.m.

Holosiivskyi district:

1-bedroom apartments - an increase of 1.10% ($ 4) to $ 368

2-bedroom apartments - the growth of 0.63% ($ 3) to $ 482

3-bedroom apartments - the growth of 1.01% ($ 7) to $ 697

Obolon district:

1-bedroom apartments - the growth of 2.06% ($ 9) to $ 446

2-bedroom apartments - the growth of 2.01% ($ 11) to $ 559

3-bedroom apartments - the growth of 1.30% ($ 9) to $ 702

Podolsky district:

1-bedroom apartments - the growth of 2.34% ($ 9) to $ 394

2-bedroom apartments - the growth of 2.33% ($ 12) to $ 526

3-bedroom apartments - an increase of 2.58% ($ 16) to $ 636

Solomenskyi district:

1-bedroom apartments - the growth of 1.61% ($ 6) to $ 378

2-bedroom apartments - the growth of 3.08% ($ 15) to $ 502

3-bedroom apartments - the growth of 2.44% ($ 16) to $ 673

Svyatoshinsky district:

1-bedroom apartments - the growth of 2.34% ($ 8) to $ 350

2-bedroom apartments - the growth of 2.33% ($ 11) to $ 483

3-bedroom apartments - the growth of 1.17% ($ 7) to $ 606

Dnipro region:

1-bedroom apartments - the growth of 2.28% ($ 8) to $ 359

2-bedroom apartments - the growth of 2.04% ($ 10) to $ 499

3-bedroom apartments - the growth of 1.69% ($ 10) to $ 603

Darnitskiy district:

1-bedroom apartments - the growth of 2.56% ($ 9) to $ 361

2-bedroom apartments - the growth of 1.74% ($ 8) to $ 467

3-bedroom apartments - the growth of 1.39% ($ 8) to $ 583

Desnyanskiy district:

1-bedroom apartments - the growth of 1.70% ($ 6) to $ 359

2-bedroom apartments - the growth of 1.49% ($ 7) to $ 477

3-bedroom apartments - the growth of 1.64% ($ 10) to $ 621

Valentine's Day: How much room in hotels in Europe

How much it costs to rent a room for Valentine's Day in one of the hotels in Europe.

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Paris Valentine's Day. What could be more romantic? Only on February 14 in Paris at the Shangri-La! The hotel is located a few steps from the city's main attractions - the Eiffel Tower, the Champs Elysees and the Museum de Orsay. Pair will be able to choose one of the 81 rooms or suites available to the hotel. Among them - Suite La Suite Chaillot, with balconies overlooking the Eiffel Tower.
The room will be waiting for love flowers and champagne. Also, prepare for them a fruit basket and chocolate.
Cost package starts from 645 euros per night, including breakfast in the hotel restaurant La Bauhinia.
Spend the holiday of lovers can be in a romantic, quiet and calm Geneva, for example, on special offer at Le Richemond. Away from the bustle where you can enjoy a bottle of Deutz champagne on arrival, as well as spa treatments, a "magic moment for two", including 60 minutes of massage for everyone, private steam baths and of course champagne. All the fun will cost from 742 euros per night.
An unforgettable night and the hotel offers Breidenbacher Hof, a Capella Hotel in Düsseldorf. Guests can enjoy a romantic dinner in a restaurant Brasserie "1806", after which the pair will be able to stay in the room category of Capella Room (suite with separate living room and bedroom). The cost of living in the package starts from € 450, including breakfast (valid only in the night from 14 to 15 February). The cost of a five-course dinner, including two glasses of champagne Collector Taittinger, is 190 euros for two.
Design hotel in Rovinj (Croatia) Hotel Lone pleasant days are also prepared to romance: two days in an apartment hotel, where on arrival in the room will be waiting for a gift bottle of champagne. Special offer also includes a visit to the spa Wellness & Spa Lone with a choice of two procedures - moisturizing facial or massage, dinner at the restaurant "L", in-room breakfast, and, not least, a late check-out. Offer price 395 EUR, valid from 14 to 19 February 2012.

Lovers can go to Milan shopping and romantic night in Milan, so to speak, to combine business with pleasure ... pleasure. The hotel Principe di Savoia offer is valid through December 31, 2012, so that your holiday can be arranged any day. Breakfast in the room, a gym Club 10 Fitness & Beauty Center, as well as moisturizing facial treatment, massage and a 10% discount on additional spa treatments at Club 10. To maintain the festive atmosphere will provide guests a limousine that will take them to the city center and back. Late check-out at 16.00 finish "pleasantness" rest. Price - 400 euros.
Hotel Savoy Hotel in Florence offers not only enjoy the luxury suites, champagne in the room and breakfast in bed, but a two-hour walk through the city center with a professional photographer. After the couple got the disc with etched moments of this romantic trip. Cost - from 427 euros per person per night.
With royal glamor can spend this holiday in Vienna, for example, in one of the most luxurious hotels in the Austrian capital - Palais Coburg. SPECIAL SUITE FOR MY SWEET includes two nights at the hotel, champagne and breakfast in the room, a surprise for the lovers and a candlelit dinner of five courses with wine at the famous Vienna throughout the restaurant. A walk through the city center in a horse-drawn carriage will complete a fabulous evening. Double tale will cost 2130 euros (2 nights).

For those who do not or can not go to Europe, in Moscow and St. Petersburg, too, found something interesting. The hotel Ritz-Carlton Moscow offers a bohemian party in the style of 20's. "O2 Lounge" on the 12th floor will become a decadent oasis of European bohemians. So the romance provided! The room will be waiting for a bottle of sparkling wine, a gift from the pastry chef and a bed strewn with rose petals. Special offer is priced from 6500 hryvnia.
Lucrative offers to spend February 14 also boasts Barvikha Hotel & Spa and the Ararat Park Hyatt.
In St. Petersburg "Astoria" reigns "True Romance", which includes apartments with champagne, chocolates and flowers, dinner at the restaurant "Davidov" and massage with a full set of pleasures - candles, rose petals and a dessert. Cost - 9058 hryvnia per night.
W Hotel St. Petersburg is also prepared for Valentine program spetstsene 4569 hryvnia, which includes: champagne and chocolates on arrival, dinner for two at the restaurant miX in St. Petersburg, procedure Bliss spa room 'Wonderful' with lots of romantic surprises and late.

Success story: how to warm Facebook for $ 200 million

Master graffiti-painted office walls Facebook become a multimillionaire after the company on the stock exchange.

35-year-old David Chu certainly glad my decision to give up the money for interior design office Facebook and take stock. It happened in Palo Alto, California, in 2005

Despite the fact that at the time of Chu believes the idea of social network unviable, he agreed to paint the office. Now, his work will be appreciated more than the most expensive painting contemporary artist Deming Hirst.

The young artist will be one of at least a thousand employees, who made millions with the release of the company's IPO. Its assets will be approximately $ 200 million.

 

As is known, in an initial public offering this spring supposedly Facebook is going to attract $ 5 billion.

How to become a billionaire on Facebook: the secret leader of U2

Lead singer of U2 Bono joins the ranks of billionaires after the company on Facebook IPO this spring.

An investment company owned by Bono, Elevation Partners acquired the shares of Internet giant in the amount of $ 210 million two years ago.

This week, Facebook was valued at $ 65 billion, which means that the share of Bono and his company has grown to 975 million.

At the moment, U2 is one of the most high-earning groups. The recent world tour "360" collected cash in 736 million dollars.

Recall that in today's richest rock musician says Paul McCartney, whose fortune is estimated at 600-750 million dollars.

A village in Europe can be rented for $ 60,000

A great way to earn extra money invented European village. They rent yourself out to large companies for corporate events or similar events for $ 60,000 a day.

"Plan to hold a conference or corporate event? Or find an excellent area for privacy How about if instead of a five star hotel to rent a village in central Europe, to rename a street in honor of your top managers to put the logo on the snow and hire people for fun?" - Reads the advertisement of Liechtenstein Xnet, which manages the site rentavillage.com.

Xnet representative Carl Shvartsler assures that its proposals have already taken advantage of such conglomerates as Agip, AEG, Hyundai, Siemens and Wyeth Pharma.

AEG, for example, arranged in a rented village of Alpbach in Austria themed dinner in the 20's. At the time of rent in the streets of the town were set ice sculptures in the form of a company logo.

During the celebration of the golden jubilee of the company Agip houses in the village were repainted in yellow - the corporate color of the company. A Swiss village Englberg and did at the time was renamed Regentvil (Regentville) - in honor of the company engaged in lighting.

Currently Xnet offers dozens of villages that can be rented at a reasonable $ 60,000 per day. Among them - Alpbach in Austria (135 km from Munich), which previously won the prize as the most beautiful village in Austria.

Incidentally, the proposal is considered to be the founder of the Austrian village of Brand, located in the eastern part of the Austrian Alps, 270 km from Munich. "Now she's one of the most popular in the rental market," - have assured Xnet.

Rentals include a German spa village Braunlage in 253 km from Berlin, sunny resort Deidesheim 110 km from Frankfurt, or Englberg - it is located at an altitude of 1050 m above sea level 105 km from Zurich. Its main attraction is the Benedictine Monastery. In addition, you can rent the Austrian towns Godegg, Pertisau and Mariazell.

You can rent and Mondsee (35 km from Salzburg) - at one time there was filmed The Sound of Music.

Each of the proposed settlements tenant can change the name of streets, with the logo of your company or even impose its own currency.

At one time, the company offered to rent Xnet is not just a location, but the whole country - Liechtenstein. But now the offer withdrawn. "We stopped to take Liechtenstein ridicule because the press on this issue," - admitted Carl Shvartsler.

Identify countries that are bathed in gold

Gold is mined in more than 80 countries, but more than two-thirds of production from only ten of them.

China has become the world leader in dobychezolota in 2011. According to the China Gold Association, the year the country was able to increase production by 2.9%.

China pushed South Africa to the rankings major world producer of gold in 2007. To date, the country has about 6,328 tons of the precious metal deposits.

Gold mining in the second leading region - Australia - for the year increased by 3.45%, to 270 tons. U.S. production increased by 2.6% to 237 tonnes.

Top 10 countries of gold miners:

Country	Production in 2011, tonnes	Production in 2010, tonnes
China	355	345
Australia	270	261
USA	237	231
Russia	200	192
South Africa	190	189
Peru	150	164
Canada	110	91
Ghana	100	82
Indonesia	100	120
Uzbekistan	90	90

Top 10 items that most often counterfeited

Most often in the world of counterfeit electronics, shoes and medicine - are estimates of U.S. Customs.

Most enormous consumer market in the world - the U.S. - have counted for fakes. According to the U.S. Customs Service, leads in the number of counterfeit electronics.

We can only guess what is happening in Ukraine. According to some estimates, up to 90% of the products in our domestic market - is a fake. Such data in May 2011, experts have voiced Derzhspozhivstandart.

Here is a list of the world's most faked goods - and how to calculate:

Electronics

Among the most faked gadgets appear on smartphones, tablets and music players. Distinguish a fake sometimes not so easy. Often it shows the location of the button on / off, or body color. The surest way not to buy a fake - is to go to a specialty store selling electronics.

Shoes

The volume of counterfeit shoes are not inferior fake iPhones. How to distinguish the real from the Chinese Louboutin? After all, they not only have identical shape, firm red soles, and even packaging. This woman of fashion will feel the difference, just an example of them, experts say.

Medications

The most counterfeited drug in the world - Viagra. The composition of counterfeit tablets included flour, plaster, even brick dust.

CD and DVD

Not to buy a fake, do not rush to put out the money for wheels with new releases. If the movie just came out in the car, then drive to 100% - a fake.

Clothing

To distinguish real from fake goods, pay attention to the quality of the material, zippers and writing the brand name on the buttons.

Perfumery

Fake perfume copy only the top notes of expensive fragrances. So over time so cheap counterparts begin stink. Help distinguish the fake only good nose, as packaging often completely identical to the original.

Watch

Counterfeit watches are usually weigh less than the original. However, sometimes you can tell a fake, just check the serial number on the package.

Cigarettes

High demand for tobacco products in the world made them a tasty morsel for forgers. Do not buy cigarettes in questionable areas and at low prices - they contain hazardous chemicals.

Computer Parts

Counterfeit parts for computers to calculate the common man also is not easy. Pay attention to the packaging and accessories to buy only in stores that are certified by the manufacturers.

Toys

Counterfeit toys are very dangerous to the health of children. Therefore, parents should pay attention to product packaging, flavor and price. Cheap Barbie and Lego - is Chinese fakes.

Where to invest money this year: Warren Buffett's advice

One of the richest men on the planet, whose fortune is estimated at $ 50 billion, told where to direct their investment costs.

Legendary investor Warren Buffett published his annual address to the shareholders of Berkshire Hathaway, in which he shared his opinion with respect to the attractiveness of financial instruments, reports Lenta.ru

Buffett advises investors to avoid bonds, mortgages, and gold. Low interest rates and inflation have to convince investors to buy the bonds, however, in the opinion of Buffett, it would be a serious mistake.

"Bonds are among the most risky assets. During the last century the papers destroyed the purchasing power of investors in many countries, even if the owners continue to receive timely payment of principal and interest," - said the billionaire.

However, he noted that the high level of interest rates may offset the inflationary losses to buyers when they are faced with currency investments, but the current rates are too low, so at this stage of bonds better round.

Buffett also said that risky investments can be considered as the financial market, mortgages and bank deposits. At the same time, Buffett has been accused of that one of its specific investment strategies were buying decliners after the negative forecasts of assets.

Top 10 countries where housing is not worth the money

The most overpriced real estate - in Belgium, Canada and Norway 

 

In most developed countries, the peak price nanedvizhimost observed in the period 2001-2006. However, in some countries, the price bubble does not burst yet. 

Experts Deutsche Bank published a study on real estate markets in the OECD (Organization for Economic Cooperation and Development, in Ukraine it is not included.) 

Financial experts have calculated the ratio of housing prices to the cost of its lease - and the price to the level of income of the population, and also in comparison with the average historical performance. 

As it turned out, the most inflated prices - in Belgium, Canada and Norway. In general, the European property prices are too high at 14%, the report said. 

At the same time, according to experts, there are some markets where prices are even understated. In Japan housing undervalued by 37%, in Germany - 26%, in Korea - 14% in the U.S. - by 9%. 

Top 10 countries where the real estate is not worth the money (overvalued by ...%): 

1. Belgium, 56% 

2. Canada, 54% 

3. Norway, 48% 

4. New Zealand, 44% 

5. France, 42% 

6. Australia, 39% 

7. Netherlands, 36% 

8. United Kingdom, 34% 

9. Spain, 33% 

10. Sweden, 25%

How do you know that you will soon leave the company

Experts told how to guess about the future, and that the dismissal could serve his cause.

The phrase "You're fired!" for many people it sounds like a death sentence.

Psychologists say that the sudden loss of a job causes serious injury to a person, which is comparable with the stress due to divorce or bereavement. But is it really sounded unexpectedly fateful words?

Experts argue that the dismissal of an impending often possible to guess in advance.

However, unfortunately, most people do not pay attention to the many hints and harbingers of impending disaster, writes Komsomolskaya Pravda.

Complete ignore

If you suddenly stopped inviting to business meetings, negotiations, meetings within the company, this is certainly a reason to think. Also troubling, if in respect of employees of the company - as bosses and colleagues - are increasingly noticeable chill, and the staff that used to greet you in the smoking room cheers, now by your appearance in a hurry to separate.

Even more frustrating if your supervisor all the criticism of your work now sends exclusively in writing, with all the negative duplicated also the address of the CEO.

Bad premise is also the fact that people who have always been on your side and in which case would stand up for you and to support, for various reasons have left the company.

Hostile attitude

Another possible scenario is when the bosses are not ignoring you, but, on the contrary, in every way demonstrates hostility. You are given an unrealistic task, requiring a detailed account of what you did during the day, find fault with every word and step, and all offers are questioning, criticism and even ridicule? You can practically no doubt that the authorities dreaming as get rid of you, but he wants to present it in a "nice wrapper" - as if he would fire you for objective reasons.

Gossip

If the rumors and gossip about what you are going to dismiss, reach you with consistently, you can safely start to look for another job. Smoke without fire! You can, of course, assume that such rumors spread your active enemies, but the likelihood of such a development is quite low.

Most likely, the thought of resignation is ripe in the mind of the chief.

What could be the reason

Abnormal behavior

Often the reason for the dismissal is improper or even defiant employee. Therefore, to avoid unpleasant developments should learn the most common reasons why management would want you to say goodbye.

So, what should pay attention to:

Corporate Culture

Here it comes to all - from the time of arrival of a job to respect the dress code. If punctuality - this is the main feature of the corporate culture, if the company is investing heavily to install turnstiles and fixing the time of arrival and departure times of staff, the systematic delays will look defiantly.

Ability to prioritize

To the question, why did not meet the deadline, the employee is always a thousand reasons: assorted mail, conducted telephone calls, a colleague helped develop a new project plan. Of course, all this is very necessary to do, but that's just the overall picture suggests that the employee does not know how to prioritize. And sank a couple of deadlines, such employee may well look for a new job.

Modesty

Yes, yes, I like the heroine of the movie phrase "Look for the Woman" that modesty adorns when no other jewelry. Nevertheless, many employees would not hurt to behave in the workplace more modest. If a person is constantly emphasizes his personal merits, hold cheap work of the team, if he regularly "pulls the blanket over himself" and requires greater attention, sooner or later it becomes annoying guide. And often, the boss may be easier to say goodbye to one person, rather than endure the collective discontent.

Bluster

Some employees, imagines himself indispensable at times threatened boss fired. Do not worth it. It is possible that the head once or twice, endure, and then in response to the phrase "If so - write a statement!" followed by a concise "Write".

Excessive frankness

I will not dissuade those who are always and everywhere believe that the bitter truth is better than sweet lies. The question is, how willing to accept around this truth in general, and in particular it from you? Practice shows that the work should not always and all say what you think, especially if you do not ask about it.

Ably

"Ukraine has to fire can be made as quickly as possible!"

- Dismissal - no less important process than hiring, - said a leading expert Ukrainian labor market Sergei Marchenko. - It would seem that the employee will not be - what the ceremony? The answer is simple: the other employees see what happens and try on the situation in itself, so it is very important for the company to layoff seemed logical and well deserved. That's why objectionable to start publicly expose obstruction. This may be the spacing from the head to the planning meeting, a reprimand for failing job, loss of bonuses and other penalties provided by law. A key marker of possible dismissal is public. The fact that a public reprimand rarely gives lasting positive effect - after a brief improve inevitably comes demotivation caused resentment employee. Therefore, public separation often demonstrates a desire to justify the impending dismissal of management.

In the U.S., some European countries and in South-East Asia practice instant dismissal without notice. The employee is given 15 minutes to get it under the supervision of someone from the administration brought in a box their belongings and left the office. This rigidity can best protect the business from the disloyal dismiss employees. Domestic legislation does not instantly dismiss an employee, but has a number of domestic management controls to carry out the procedure as quickly as possible. The first is blackmail unpaid informal part of the salary, which many companies are much more formal. In addition, management often has to write an application to dismiss "at will" - or threaten to dismiss "on paper" and give bad advice.

In order to be sure in the future, simply follow two simple rules. The first - professional and responsible in their work. In this case, find an adequate substitute for the employee will not be easy and the chief think a hundred times before he was dismissed. Second - not a roadblock for the manager. Delay, disruption of work deadlines, poor quality of its execution, conflicts with colleagues and partners - all of this takes the bosses of their comfort zone. But any boss - a real person, and how the employee had not been valuable as a specialist, your personal comfort for the administrator will always be more important. Therefore the person on whom you can rely, and because of which never troubles, automatically becomes the ideal subordinate, even if not the best in the profession. Head closes his eyes to many things, if he is pleased to work with this person.

iPhone in Ukraine is more expensive than in the UK, U.S. and Canada

Brazil was the country with the high commodity prices of the brand Apple, says Forbes. The average price for a gadget of this brand here is R $ 2387.79 or 1348 dollars, while in Hong Kong - 785 dollars.

Thus, Brazilians pay for iPhones and aypedy on average 28% more than the others.

In turn, decided to compare the prices of iPhone 4S in Ukraine and other countries. Even earlier we have already learned, how much to rent an apartment, how much elementarnyyproduktovy set, real estate and cars in the Ukrainian capital and other cities, as well as the price of alcohol.

In the ranking compares prices for the black model iPhone 4S with 16GB internal memory with no service plan:

Country	Price, USD
Brazil	1395
Russia	1131
Italy	861
Norway	819
Ukraine	800
United Kingdom	780
Poland	778
Hong Kong	651
USA	649
Canada	649

It should cancel the official iPhone 4S sales in Ukraine has not begun, but the online stores you can buy legally imported smartphones codes are included in the database IMEI.

Working for foreigners: triple pay and fraudsters

A few tips on how to work in Ukraine, and to receive orders from foreign companies.

Scientists, programmers, translators and lawyers are becoming outsourcers, receiving orders from all over the world. For example, according to an international portal of employment Odesk, Ukrainian outsourcers are in fourth place in the world by number of completed orders after specialists from India, Russia and the U.S.. Such activity of our fellow citizens to understand. Foreign employers are 2-5 times more generous than domestic, and among the advantages of such cooperation - an invaluable experience working with foreign companies. Though not do without a blot on the landscape.

Today we learned where to look for foreign customers, how to negotiate with them and how to protect yourself from scams.

Who are looking for foreigners

In first place in popularity among foreign companies - Ukrainian IT specialists. "Most programmers are in demand. Their looking to outsource all EU countries and the U.S.. Since the high level of professionalism of our pros are asked for their services less than foreign," - says Anna Vojvodina company lawyer HeadHunter Ukraine. However, even with so little appetite they earn more than those who work for the Ukrainian companies. For example, in Ukraine for the development of the site an average of paying $ 100-400, while the customers from abroad prepared for similar projects to pay $ 600-1000 and up. According to the results, a month, a professional software outsourcer can earn about 5000 dollars. Alla Konyayeva, Expert Company Executive Search, notes that the collection center outsourcing orders for the programmers are the U.S., Canada, the UK and the States of Scandinavia.

Second in popularity only to the programmers among foreign employers are also lawyers. "Companies that are planning to do business with Ukrainian partners, trade with our country, or perhaps open here its subsidiaries, seeking lawyers in Ukraine to get a clarification on our legislation. Pay for such advice at least two times greater than in the country "- says the private lawyer Anatoly Yakovlev. Suppose, if the hourly rate lawyers accompanying Ukrainian enterprises, ranging from 800 UAH per hour, for working for foreign companies it is a rate of $ 300-400 per hour and above.

In third place - the representatives of creative professions, designers and advertisers. They receive orders from the U.S. and the EU, as well as from Asian countries, including China, South Korea, Taiwan and Russia. "The demand from foreign buyers have to Ukrainian specialists to develop a promotional product at all stages, from the creative to the realization of the idea of ​​life" - said Elena Grischuk, director of recruiting company boost. Foreign employers pay them too much more. Suppose, on Ukraine single designer's work package worth $ 100-300, and on orders from Moscow or abroad project cost starts at $ 300. According Grischuk, interest from foreigners is and to experts in the field of light industry, such as designer clothes and cutter. "Designers of clothing and skilled seamstresses in Ukraine prepare orders for ready-to-wear, and sometimes a collection of haute couture, the United Arab Emirates. And experts working in the field of light industry, skilled receptionist and cutters, can expect orders for tailoring for the European mass market ", - said Grischuk.

Here the main advantage - a massive order and a guaranteed job, payment for which will start from 700 euros and up, depending on the performer. To neighboring countries - Russia and Eastern Europe - are working Ukrainian craftsmen, to make products of wood and handmade jewelry. They buy as souvenirs, for example, in Hungary and Poland. Due to the demand for bulk orders of souvenirs from cities such as Krakow and Budapest, with a developed tourist infrastructure, than in Ukraine, webmasters can earn from $ 1 thousand per month.

Named dishes available only to millionaires

Dumplings for $ 2,400 and a pizza for 11 thousand dollars on the list of the most expensive dishes in the world.

Recently, the media flashed reports of the world's most expensive hot dog, which prepared Canadian chefs. It would seem that it may be easier and cheaper than biscuits with sausage ... Well, if the sauce add the brandy 100-Year Old? Price will automatically increase to $ 100 per dose.

Resource Business Insider decided to rank the dishes available only to millionaires.

As it turned out, the most expensive dumplings cost $ 2,400 per serving. The high price is due filling: they are prepared with meat, fish deep torch. In this case, they did not look very appetizing because of its blue color.

The most expensive spice in the world - saffron, a kilogram is worth six thousand dollars. But the most expensive mushroom, truffle, worth an average of one thousand dollars each.

A kilo of potatoes Bonnot will cost you $ 660.

The most expensive pizza Louis XIII worth 10,950 dollars, and the most expensive omelette with caviar - $ 1000.

685 долл./кг.

How to get a good salary for another interview

Experts told Forbes about how to convince the employer to pay you a decent salary.

Agree on a salary, which you will have to arrange, it is important for another interview. Forbes American journalists asked the experts for employment on how to conduct such negotiations. That the employer has agreed to pay you as much as you see fit, enough to know a few secrets.

Show that you are a valuable employee

When the interview comes to the issue of wages, do not stop to sell itself. Suggest some ideas for the development of the company, its vision of solving problems. The more the employer will appreciate you, the more he would be willing to pay you.

Be clear about your priorities

What is most important to you? Salary? Vacation? Severance pay? Good office? Find out what is the priority for you before going to the interview.

Weigh other offers

Think of others that you have been sent, and be sure to tell them about a potential employer. If he is to hold this information, it will significantly strengthen your bargaining power.

Do your homework

Look for useful information about the employer. For example, on LinkedIn or Facebook. Try to find the maximum of details that can give an idea on what salary should count. For example, if you frequently update staff profiles positive photo staff holidays abroad, companies can put a solid +.

Allow me to assess your ability to

If you and your employer disagree on wages, suggest its involvement in any of the company's projects on time basis. When the company will see how good you are in business, then be happy to agree to the salary that suits you.

Communicate with the employer in person

It is always easier to make a good impression in person than over the phone. So do your best to meet with the employer. People feel more responsibility to others when talking to them personally.

How does the investor to choose a reliable bank

As reporting banks on the NBU website can help the investor to choose a reliable bank, and not the problem.

Ukrainian bankers announced the results of the previous year. If you compare the latest figures with those obtained in 2010, shows that the situation has improved. For example, assets (ownership of banks) rose by 12.4% - to 1.59 trillion USD, while in 2010 - only 8.8%. A loss of 175-T Bank fell nearly doubled - to 7.71 billion USD. Moreover, such a figure is mainly due to the negative results of "Ukrgasbank" (3.6 billion USD) and "UkrSibbank" (3.7 billion USD). That is, they had more to spend on all the reserves for credit risks.
All these dry figures can "come to life", if you learn how to understand them. Therefore, we have read reports of banks on the site of the NBU and find out what she can tell the investor. After all, it is more important to be able to assess the reliability of the bank. The fact that recently he would seek from the National Bank ban on early withdrawal of deposits declared Ukrainian Credit-Banking Union. And if he will enter, will have to choose a bank that did not go bankrupt at least until the end of your contribution.
Financial indicators: quality versus quantity
Data collection. To test the reliability of the bank look at its financial performance. By comparing its profit, the amount of assets and deposits at January 1, 2012 and on January 1 last year. "Stable growth in assets and profitability positively characterize the bank, - the head of the department of development of retail business FUIB Maxim Mironenko. - But is not only important asset size, but also their quality. "
Anatomy of assets. The most "quality" (liquid) assets are considered the bank's money in his accounts and in hand, plus government securities. They can be exchanged at any time for cash payments to depositors. Than the bank's more, the better it will be easier to get back invested savings. Thus, according to Maxim Mironenko, if the asset structure is very much occupied loans and the total amount is much higher than the amount of own resources and of deposits - a sign of the low stability of the bank.
His pocket. And is an important indicator of its equity. What it is, the larger the bank, and the greater the risk he is willing to accept. "The large size of the Bank's equity shows the financial strength of the bank and the owners of intent to develop a financial institution, - the director of the Department of Finance" Nadra Bank "Konstantin Serdunich. - Increase of the capital said the bank plans to expand its operations and add stability. Decrease in the need to consider on a case by case basis. Usually a slight decrease should not cause concern: it may be due to time constraints. But the sharp decline in mean significant problems in the bank. "
Monetary equilibrium. However, according to Konstantin Serdunicha, properly considered equity ratio compared to assets and liabilities. Since one and the same level of equity capital for banks with assets of 3 billion USD and 10 billion USD will have a different value. "For an accurate assessment of the reliability of the bank's main indicator is balance - emphasizes the expert. - A large amount of assets reflects the effective activity of the institution, but the increase in the assets to be supported by an increase in capital and the growth of the deposit base. This shows the confidence of investors, customers, and reliability "(see" A new test of reliability ").
Fleeing customers. You should be alerted a sharp decrease in the volume of loans and deposits (10%). Usually it means a reduction in the confidence of depositors and investors. But if the loss is insignificant, it could serve as a reason for folding the next campaign. The fact is that, according to bankers, investors rarely do deep analysis of deposit offers. Usually, they choose one of those options, which are heard in the ad.
Cards. If you are going to open a deposit account with the bank is not as common (current), look how much he (or the network to which it belongs) ATMs. Of their number in your town depends on how quickly you can withdraw their money from the account without a fee. It is advisable to make sure all ATMs were near home and work. It is also important how many active holders of "plastic" from your bank. The more, the more experience he has in this market, and the sooner your problems will be solved with the card.
Important! Find the results of all the banks on the site of the National Bank www.bank.gov.ua. Section "Banking Supervision", the heading "Financial statement of Ukraine." The information is updated quarterly.

Additional labels

Financial performance of the bank - not the only criterion for its reliability. Therefore it is advisable to collect other information.
The fired wolves. Find out how the bank survived the crisis of 2008. Enter the name of the bank in the search engine and see whether there is in it a temporary administration. If not, the reviews on the forums ask investors if there was any interruption in the payment of deposits. Check how "open" the bank - he regularly reports its performance.
Spenders. Compare Deals on deposit rates with the average for the market. If they are "at the peak", which means the bank in dire need of money. This may indicate impending problems.
Protected. Find out who is behind the bank. If you look at what banks have resisted in times of crisis, it appears that these are banks with state or foreign capital and owned by large financial and industrial groups, neither one of them is not in the list of problem. Important financial institutions and reputation management.
Insured. By law, all banks (except the "Savings Bank", in which deposits are guaranteed by the state) are parties to the Deposit Guarantee Fund. However, according to Oleg Lutsenko, membership in the Fund does not mean reliability of the bank. But it ensures that if the bank goes bankrupt party, its depositors receive compensation (150 UAH per person). In addition, for non-payment of contributions, failure to standards of the National Bank, the deterioration of the financial condition of the bank and other faults can become a temporary member of the Fund. This means that from now on all deposits in the bank, the Fund is not guaranteed. Know whether your chosen bank member of the Fund can be on his website or www.fg.org.ua hotline 0-800-308-108-0.
Priced. You can check and the bank's rating. Sites such as rating agencies. International agencies: www.moodys.ru, www.fitchratings.ru, www.standardandpoors.ru, Ukrainian: www.credit-rating.com.ua. But, experts say, the ratings of banks depend on the rating of the country, so do not always show the situation objectively.
The new criterion
To properly assess the financial performance of the bank, we can calculate its liquidity. They do not mean just the ability of the bank to make payments to customers, and their ability to make it on time. These indicators include regulations of the NBU. By the way, in February, the regulator announced that from 01.01.2013, he will introduce a new reliability index of banks. This standard (NC-1) will be calculated as the ratio of regulatory capital to the bank's liabilities (NC-1 = capital: liabilities x 100%). "At the moment, the National Bank and commercial banks use the rate of H3, which is calculated as the ratio of regulatory capital to total assets (NC = capital: assets x 100%) - explained Konstantin Serdunich. - Innovations complement the existing standard. It shows how much of its obligations to creditors and depositors of the bank can be covered by own funds.
Particularly important is the figure for those who are going to entrust their funds to banks, because, above all, designed to protect their interests. The fall of this indicator is below 10% threatens the stability of financial institutions and can lead to non-deposit. " As explained by the chairman of the Astra Bank Oleg Lutsenko, the value of the norm for a particular NC bank can be found in its quarterly financial report in the "Performance of the bank." Financial statements, all banks are required to publish on your site and post on the bulletin board in the offices.
Cautious or surrender. According to Constantine Serdunicha, this requirement NBU force banks to increase their net worth. And those who are not able to do so, will be absorbed or stronger, or are forced to look for opportunities to merge. In general, experts believe that such a regulator's decision to reduce risks and add stability of the banking system. And according to the head of the operational and market risks FUIB Anton Butovo, the introduction of such a standard would force banks to recruit fewer loans. Accordingly, the reliability of banks will increase. Indeed, in 2008, the year of the crisis most affected is the banks, which in hindsight gained too much foreign currency loans and as a result were not able to pay for them, when the currency collapsed.

Named the most expensive in the world of mineral water

As recently reported by Ukrainian media, Coca-Cola Company and PepsiSo been actively acquiring mineral waters in Ukraine, which only in the western regions, there are over 800. In an era when cheap drinking water on Earth is less and less global corporations make profitable investments in this natural resource.

FINANCE bigmir) net decided to find out what kind of mineral water is considered the most expensive in the world today.

1st - The water from the Fiji Islands Tributo a Modigliani (Modigliani Tribute) - 3600 dollars or 60,000 dollars for a bottle of gold Exclusive

The most expensive water in the world Acqua di Cristallo Tributo a Modigliani created in honor of the artist Amedeo Modigliani. It is a blend of pure spring water from France and from the islands of Fiji, with the addition of water from the glaciers of Iceland.

2nd place - Hawaiian water Kona Nigari - 402 dollars
This water is produced in the open sea near the Hawaiian Islands. Drink plenty of fail not only because of the high price, but the taste ...

3rd - Japanese water Fillico for 219 dollars
Water is extracted from the source at the foot of Rocky in Japan and bottled in beautiful frosted glass bottles covered with crystals Swarovski.

4th - American Bling H2O - $ 55 or $ 2600 for Deluxe version

Despite the fact that you can only find BlingH2O in stores in the UAE, it is in the U.S. state of Tennessee. Water passes nine purification steps, including microfiltration, UV purification and ozone.
Brand BlingH2O invented American producer Kevin G. Boyd. He admits that the high price is due to image, not on the quality of water. If you believe the rumors, the famous socialite Paris Hilton watered it your dog.
5th place - Finnish Veen - $ 23
This water is considered one of the most clean, delicious and healthy in the world due to high content of minerals.

Named the most reliable currency in 2012

Expert called currency, which will be one of the most reliable currency for investment this year.

In terms of profitability, the dollar is the strongest currency to invest in 2012.

This opinion was expressed head of information-analytical center of Forex Club in Ukraine Mykola Ivchenko.

According to him, the rate of cash dollar in Ukraine could increase by 2% from current levels - to 8.20 UAH. This will contribute to the need to repay loans to the Russian VTB Bank and the International Monetary Fund (IMF). The relatively low historical volatility rate of cash dollar makes this the most interesting kind of investment of foreign currencies, certain Ivchenko.

Investment attractive expert also said the Australian dollar. Australia's economy is focused on the Asian region and demonstrates the relatively stable growth rates, which supports the national currency. However, the risks of this investment is slightly higher, as the Australian dollar fluctuations are more significant compared to the dollar in Ukraine.

The expert believes that investing in the Euro-currency today is risky, but it can make a profit. According to forecasts Forex Club, the summer of 2012 in the euro zone debt crisis will weaken, which will support the single currency.

How to relax millionaires: cruise for $ 12,000 a day

The most expensive cruise worth a half million dollars and lasts 124 days.

The company came up with Six Star Cruises cruise holiday program, which costs U.S. $ 12,500 travelers a day, writes Daily Mail.

Cruise begins in Los Angeles, United States, and includes visits to 28 countries, including French Polynesia, New Zealand, Malaysia, Maldives and Mauritius.

To start from home you take a helicopter Sikorsky. While you will be flying to London City Airport, you can eat caviar beluga pounds which is about 6300 dollars, and tea Da Hong Pao, the price of more than $ 3,000 per kilogram. During the flight, you will also be offered a glass of Dom Perignon Rose, who is considered the king of sparkling wines.

Then you have to hop on a plane to the U.S. Boeing - of course, in business class. During the flight, at your disposal will be a personal chef and a menu of 10 dishes.

At the ramp driver will meet you at the luxurious Rolls Royce Phantom. And on board the cruise ship Silver Whisper you will be given a king room, which consists of two bedrooms, two bathrooms in marble, living room and two terraces.

The price of the cruise also includes a 4-day stay in the best room Beverly Wilshire Hotel in Beverly Hills, Los Angeles, as well as accommodation in a luxurious apartment in Miami for the price of 11 $ 500 per night.

Back in the USSR: no children - pay taxes

Deputies want to tax the Ukrainians, who have not got children under the age of 30.

People's deputies offer to return in force in the USSR tax childless. If the age of 30 Ukrainian citizens do not get themselves children, they will pay 17% tax on personal income, regardless of income level, pishetKommersant-Ukraine.

The bill made deputy Yaroslav Sukhoi (Party of Regions) and Catherine Lukyanov (Our Ukraine-People's Self-Defense). The authors actually offer to return to the system of tax on bachelors, single and childless people, used for 50 years before the collapse of the USSR.

In European practice, such rules do not. And in Ukraine, while this is a social tax exemption for large families, extending to citizens with incomes below half thousand hryvnia or 1.4 minimum wages. In 2012, the amount of such benefit per child is Rs 80.48.

The amendments say nothing about the families who for health reasons can not have children.

According to Ms. Lukyanov, adoption of standards will encourage the birth rate, as in the two years the population of Ukraine decreased by 365.2 thousand people. Additional revenues could be up to 800 million hryvnia by increasing rates for childless, which will cover reducing the burden on families with children.

Figure of the day. Loss on Arab revolutions - $ 100 billion

In Ukraine: new governments of Tunisia, Egypt and Libya are facing economic problems even worse than it was before the revolution. 

 

Loss of economies of, in 2011, survived the revolution of the "Arab Spring", have exceeded $ 100 billion, according to RBC daily. 

This figure was made public in the course of which ended on Tuesday in Doha (Qatar), the two-day conference, which was attended by about 400 businessmen from the Arab world. 

, Referring to the Arab Labour Organization (ALO) also noted that the average unemployment rate in the Arab world is in the range of 14 to 20%. Below the poverty level of the region's total population of 300 million people is more than 35 million 

The conference in Doha adopted an appeal to the governments of the Arab states, calling for the intensification of economic cooperation, a better environment for business and replaced by Arab foreign employees. 

Survivors of the "Arab Spring" countries - Tunisia, Egypt, Libya, where for a period beginning in January 2011, there were overthrown ruled by authoritarian regimes, are now faced with a worsening economic difficulties, including unemployment. At the time, the same problems were one of the reasons that led to popular uprisings.

Careerists: The Ukrainians are ready for work

Most loves his work, but more often are victims who feel their career success.

According to a survey conducted by recruitment portal rabota.ua, half of working at the moment of Ukrainians consider his successful career (12% chose the alternative "uniquely successful career", 38% - "rather successful career"). Unhappy career development remain little more than a quarter (21% - "rather dissatisfied" and 5% - "definitely satisfied").

The overwhelming number of respondents reported that they faced with life's circumstances, when they went for a career some sacrifices about a quarter of the respondents (22%) always face such a choice, and a little less than half of Ukrainians (48%) made a similar choice several times for their working career.

It is interesting to note that those Ukrainians, whose career, in their opinion, is successful, always go for some sacrifices in order to work, while their less successful colleagues never with such circumstances and do not collide.

More than half of Ukrainians (55%) who participated in the survey did not consider a career worthy of any victims, and only 23% were able to indulge in many ways for professional development. 22% of respondents can not decide on the issue.

Among the "most popular victims" who are willing to Ukrainians, the lead is "free time" - about three-quarters of the respondents surveyed portal rabota.ua ready to carry out their professional duties at any time of the day or night, if you need it. Also, quite a number of Ukrainians (40% and 37%, respectively) for a successful career willing to accept low wages, for example in the early professional career, and the long absence of the holidays. One-third, if required by their profession, ready to frequent relocations, and one in five Ukrainians on the altar of his career, willing to put personal life, that is, relationships with friends, family and loved ones. It is important to note that their health, whether mental or physical, are willing to sacrifice a successful career of 16% and 14% of Ukrainians, respectively, one in every six.

Positively tuned responses to the question, Are the Ukrainians on the altar of career lay their human dignity and to step over it if need be. 44% will look at the circumstances, many argue that in any case will not sacrifice its principles and advantages, and only 3% are willing to violate moral standards, if required to do professional development.

During the survey, it became clear that the sacrifice this or that good things of life or values ​​in order to work for the Ukrainians acceptable. In light of this, a question - what are the benefits of (or should provide) job to devote and leisure, and holiday periods, and relationships with family and friends, and sometimes even your health? So, the most defining factor here is acting as financial independence, it was her, according to the portal rabota.ua, in reward for their efforts and sacrifices are 78% of Ukrainians. Among the most frequently chosen answer: the interest in work (66%), self-realization through work (53%), confidence in the future, which provides work (49%).

Wage in Europe in which countries is profitable

Hourly labor costs in some European countries is 26 times higher than in Ukraine.

According to a study conducted by the agency Eurostat, the highest hourly wages among EU member was recorded in Belgium - 39.30 euros per hour.

The average hourly wage in Europe as a whole is 23.10 euros and varies depending on the region from 3.5 to 39.3 euros per hour.

Followed by Belgium in the ranking of the most generous countries paying located in Sweden (€ 39,1), Denmark (€ 38,6), France (€ 34,2), Luxembourg (€ 33,7), the Netherlands (€ 31,1) and Germany (30.1).

With less than an hour of labor costs in countries such as Bulgaria (€ 3,5), Romania (€ 4,2), Lithuania (€ 5,5) and Latvia (€ 5,9).

For comparison, an average monthly salary of 2800 hryvnia hourly wage in Ukraine is about 1.51 euros (15.9 USD). This is more than twice lower than in the last country rankings - Bulgaria.

200 major rich Ukraine

In a fresh rating of Focus burst eldest son Yanukovych and Regions Ivanyushchenko mysterious. A tycoon Kolomoisky lost just five billion.

Richest people in Ukraine are many, but two hundred - all the richer. Focus magazine counted the state of Ukrainian businessmen and made its annual ranking - the 200 richest people of Ukraine.

Recall that in March its annual ranking of the world's wealthiest presented magazine Forbes. Among the world's billionaires were eight citizens of Ukraine.

We present a new list of the top ten focus, and a full top list HERE.

1. Rinat Akhmetov. SCM Group. $ 18,659,000,000

2. Vadim Novinsky. Smart Holding. $ 4.373 billion

3. Igor Kolomoisky. Private group. $ 4.187 billion

4. Gennadiy Bogolyubov. Private group. $ 4.187 billion

5. Firtash. DF Group. $ 2.834 billion

6. Konstantin Zhevago. Ferrexpo. $ 2.260 billion

7. Konstantin Grigorishin. Energy Standard. $ 2.019 billion

8. Viktor Pinchuk. EastOne LLC. $ 1.798 billion

9. Sergey Taruta. Industrial Union of Donbass. $ 1,450 billion

10. Victor Nusenkis. Donetskstal. $ 1.444 billion

Officials and deputies

According to the list, the power finally merged in the embrace of big business. The current rating of the richest Ukrainians six top officials, most of them wealthy - the newly appointed Minister of Economy Poroshenko (№ 19), 36 deputies, 19 members of local councils. This is almost a third of the list.

Drummers labor

Rinat Akhmetov, the state increased its $ 3 billion and once again took first place of the list. He continues to gain power companies and agribusinesses, and because it is vertically integrated holding SCM - that is, within the company is the whole chain of production processes - in its assessment is not too much affected by market fluctuations.

Consolidate the assets and Firtash. Now concentrated in his hands almost the entire chemical industry of the country. Only the three largest companies - Cherkassy Azot severedonetsky Nitrogen and Styrene purchased this year, cost him at least $ 1.5 billion

New faces

Movers can safely be called "action" Yuri Ivanyushchenko (№ 26). He increased his fortune by seven times and almost became a billionaire, borrowing $ 756 million. Influential Regions controlling plant Azovmash, slowly emerging from the shadows.

Chief rookie rankings - Alexander Yanukovych (№ 103), the eldest son of the president. Small fortune of almost $ 100 million and only a few companies - this is only the beginning. As a major financial and law enforcement agencies in key positions prescribed to people from the environment of the presidential son, experts unanimously agree: financial flows Ukraine redistributed in its favor.

Losers millionaire

Revealing the story has lost over the last year billionaire status Vasily Khmelnytsky (№ 23). Regional Administrative Court canceled the decision on the capital allocation structures close to it the land for reconstruction of the capital airport Juliani.

Overall, in the past year, the 200 richest Ukrainians "lost" in the title. The total state of the two hundred Ukrainian rich this year - $ 85.2 billion, while in the past it was $ 93 billion

Oversupply of production and frustrated foreign investors has led to the fact that the shares of the Ukrainian agricultural companies losing value. So, for example, states Yuri Kosuk (№ 13), Andrew Verevskiy (№ 15) and Oleg Bakhmatyuk (№ 34) decreased by 40-60%.

There are also problems with Igor Kolomoisky (№ 3), whose ferroalloy business is going through hard times. Moreover, nearly three times the capitalization fell Ukrnafta, and had long been interested Kolomoisky Dniproenergo had to give Rinat Akhmetov. As a result, the state co-owner of Privat Group decreased from $ 5.3 billion to $ 4.2 billion