Friday, August 17, 2012

How to get money for the deposit of the USSR Savings Bank


What to do in order to obtain compensation through the former Soviet Union Savings Bank Oschadbank.
Как получить компенсацию по вкладу Сбербанка СССР
How to get compensation for the contribution of the USSR Savings Bank / news2000.com.ua
The whole hype revolved around compensation payments on deposits of the USSR. The fact that investors do in a congested telephone lines and outages Oschadbank site, and that waiting for wanting to get compensation - rasskazyvaetProstobank.ua.
Why the update?
Legitimate question from the lips of those who have come to register Oschadbank in 2008 to get the coveted thousand - why go there again for information. As explained by representatives of the bank, from 2008 to 2012 of the investors has changed address, or social status, the other part of the "civic position has changed, some - full a part - a passport, a part - has died, and so on." For the organization of the bank, according to his representatives, need to update the information about the contributors, as well as make sure that they do not receive compensation. For this purpose, and updating the data, for which it is necessary to register to get a place in the queue for joining Oschadbank.
As has been reported by the media, there are two ways to register:
dial +38-044-364-21-21 or 0-800-212-000 from 9:00 to 18:00 every day of the week;
or fill out a registration form on the site.
At the same regardless of the method, so that you have registered, it is necessary to prepare the data: the number of offices in which you have contributed (listed in your savings bank or a tear-off coupon), your date of birth, passport number and identification code.
As practice has shown, 3-4 April 2012 when trying to register the complexity arose from all investors - both those who are registered on the site, and those who did so on the phone. And not only that an unprecedented influx of visitors and callers to the problem of organizing the work site and a telephone line. How do I find the first investors, who called on the phone, it turns out, in an electronic database of the bank under the name of "Register of depositors of savings of citizens" there is not anyone who registered on the dates indicated. However, the problem of do not - in such cases, the bank recorded the same contact information as listed above, and promised to call back in a few days and talk about how to proceed. It is hoped that, given the current hype and that number is not caught up in the database is not measured by the units, experts Oschadbank will still be able to ring up again all those who are in the database was not found.
If your data is all right, they are present in the database, it will tell you the time and date when they will go to the bank to update the information.
If you have any changes in the data, it should act as follows. If you change the name, then your offset account will be closed when you submit your passport and a document confirming the name change. The Comptroller will make copies of these documents, to assure them of his and your signature and make appropriate changes to the roster of contributors.
If you change your passport, then the bank must provide documents that confirm the change (marriage certificate or divorce, the loss of the passport document and replace it, and so on). Next, the procedure is exactly the same as in the case of change of name.
If the investor can not come to the department
If the depositor for any reason can not come to the department, for example, is abroad, it is difficult to walk or simply moved to another city, then to get paid he would have to spend a few procedures. For each case, provided the decision.
Case 1. Depositor for any reason is difficult to come to the department. In this case, the one to whom the contribution is designed, can make and certify power of attorney which gives the trustee the right to come instead of the depositor for the update of data (a form of proxy, which take into Oshchadbank, filed below). Power of attorney may be certified as a notary public (this will cost about $ 200 hryvnia, plus, if necessary, pay a call on the notary's house), and other authorized person for free.
For example, free power of attorney may be certified:
principal, the senior doctor on duty, or hospital in which the contributor;
officer of the local authority (if the investor lives in a small village);
officer of the organization, which employs a contributor;
representative of the housing department in the community.
In addition, power of attorney can be assured, and in the Oshchadbank, and the accounts of pensioners is to be free, but by the way - worth a total of 15 hryvnia. However, since the presence of a trustee and the trustee for the procedure is mandatory if the investor is really difficult to move, then the option of certification of documents in the bank can hardly be considered a successful release of their situation.
So, if you have power of attorney in his hands, then you can go to the bank and update the data depositor. For this purpose, according to the requirements shown on the website of the bank, need to take apart a power of attorney:
documents that prove your identity and copies of them (passport or a temporary certificate of citizen of Ukraine);
certificate of identification code and a copy of it.
Copies of your documents will remain in the bank.
Case 2. The depositor is abroad. Just recall the intricacies of the two: first, compensation paid only to citizens of Ukraine, and secondly, if you do not have a passport check, then get paid, too, does not work, should be a certificate of temporary registration. Finally, if you are abroad and your passport is lost, then to update these too will not work - the original passport is required for this procedure.
In general, the same as in the previous case, if the investor abroad, to be updating his authorized representative. Abroad are authorized to certify power of attorney at the consulate or diplomatic mission. Would it be possible for the attorney to receive compensation, as we will soon be known.
Case 3. You are far away from the office where you have contributed. In this case - if you want to get compensation in 2012 - you still have to go to a distant office. And here's why. Theoretically, you can change the branch of service. According to the procedure described on the site Oschadbank, for this you need to come to one of the offices - or one in which you opened the contribution, or something in which you want to transfer the account. If you need to have a passport, an identification code and the savings account. The department you write an application to transfer the deposit, and after about a month, your contribution to be transferred. But after the contribution will go to service in a new branch Oschadbank, you have to re-register with the Central Registry after 9.1.2012, the depositors, and get a compensation payment in 2012 you will not.
Theoretically, the heirs can receive "compensation for burial," presenting to the Department of Oshchadbank, which was opened by the depositor, passport, identification code, savings account and death certificate of the owner of the account. But the size and order of such payments should be set by the Cabinet of Ministers of the individual, and yet no such information.
So how will be paid all those investors to whom they rely?
How will pay?
The only way to get the money provided for compensation, for the deposit - is the transfer of funds to a current account with the issuance of National Payment Card. At the same card can be obtained only in the branch of the bank, which conducted the actualization of the depositor.
What can be done with the resulting map, or rather with the means to her? Out through the ATM or cash, to transfer a deposit (the bank promises to open for this purpose a special deposit "Social" with high interest), transfer to another his or someone else's account at Oshchadbank or other banks. On the same card if desired, will be receiving a pension and other social assistance in writing a statement to the bank. Will also pay the utility bills at the bank branches. In addition, one of the advantages of the card is positioned her term of three years - say, in the future will be lighter and easier to get subsequent compensation payments on deposits of Sberbank of the former Soviet Union on the same card.
Finally, the card can pay for goods and services. However, according to the site on the 04.04.2012, the Oshchadbank it can be done only in the sales and service network that serves Oschadbank.
By the way, to make sure that investors are not cashed the compensation received, and bank transfer are calculated, has been officially promised that in certain retail establishments - among them are drugstores and grocery stores - in calculating the discount card will be provided. As of 04/04/2012, the trading of these institutions is known only that they will be among the partners Oschadbank.
Will all these features and capabilities of charts in demand? While experts doubt this, given that the bulk of depositors of the USSR - the elderly (according to the bank, the average age of depositors of Sberbank of the USSR is 65-68 years old).
Special mention deserve the card features the National Payment System of Mass Electronic Payments - namely NSMEP card and will be issued 6 million depositors. Their main drawback - the small coverage of Ukraine network of ATMs and terminals serving NSMEP. However, these cards have many advantages, however, again, the old people they will be quite difficult to appreciate (even more difficult than to evaluate the merits of cards of international payment systems).
Will the compensation of those who did not sign up 01.01.12g.?
This question, unfortunately, is still open. According to official information, investors, details of which were not included in the Register prior to 01/01/2012, the will be able to register after 09/01/2012 was, but everything to do with compensation for them - should be governed by a separate decision of the Cabinet of Ministers. Whether such an order? So far, there is every reason to doubt it.

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